When you are evaluating quotations for replacement windows in Saskatoon, one factor you must consider is what kind of insurance the companies that supplied the quotes currently have. As you will see in the section below, there are a number of very good reasons why you should only work with contractors who have comprehensive liability insurance. If it is not clear from their websites, do not be afraid to ask: every customer has the right to ask about the type and level of cover that contractors have arranged because it could be very important in the event that something should go wrong during the installation process.
Why Insurance Is Vital for Customers Buying Replacement Windows in Saskatoon
If you work with a company that does not have a reasonable level of cover in place, you could leave yourself open to major liabilities:
- Accidental Damage to Your Property – A contractor that damages your home while in the process of installing new windows is obviously liable for the cost of repairs but unless they have adequate insurance, they may be unable to pay for the repairs in question. If this is the case, you could end up having to foot the bill yourself.
- Injuries to Contractor’s Employees – In the event that a member of the installation team is injured while working on your property, any resulting medical costs and compensation will normally be covered by the contractor’s insurance policy. However, if you hire a company to install replacement windows in Saskatoon and they have no liability insurance, you, as the property owner, could be liable for all these expenses.
- Future Problems Due to Incorrect Installation – If mistakes are made during the installation process, mistakes that cause damage to your property in the long term, any necessary repairs should again be covered by your contractor’s insurance. If they do not have any insurance, you can guess who is going to have to fork out for the repairs that are needed: you!
You can probably see a pattern forming already so we will not beat you over the head with numerous examples. The message is quite simple: if you are going to the expense of having all the windows in your home replaced, don’t risk tens of thousands of dollars in an effort to save a couple of hundred. Only deal with fully insured contractors who will be in a position to pay for any mistakes they may make.
In an ideal world, your chosen installation team will neither damage your property nor injure themselves whilst fitting your replacement windows in Saskatoon. However, we think you will agree that it is far better to be safe than sorry when it comes to your home and your personal finances. If you would like a competitive quotation from a reputable local firm that has a great deal of experience in the area, along with the necessary insurance just in case something should go wrong, call us today and let us know what you need.